May 24, 2018
Do you feel a surge of worry when you open your bank statement? Or does parting with large sums of cash panic you? A recent study has revealed that Americans are more worried about money and their health today than they were a year ago, with 39% of individuals admitting to feeling more anxiety over these concerns. Financial stress hits most people at one point or another and dealing with your negative thoughts using coping techniques such as specialist therapy is a must.
Sit down and ask yourself why money has such an effect on the way you feel. Have you experienced severe debt issues before which have made you feel this way or maybe you grew up watching your parents struggle to make ends meet? Whatever the reason it's important you find it to help you overcome your anxiety. Counseling will encourage you to talk and with the aid of a fully trained counselor you can explore the root cause of your monetary stress and work on ways to change your behavior.
Behavior and Attitude
You never know when a unexpected bill will turn up or a household appliance needs replacing, so being able to utilize the services that an around the clock online therapy service offers is ideal when situations such as these arise and will ensure your anxieties remain under control. Cognitive behavioral therapy aims to change the way people act to trigger points. In your case, your body's and mind's response to financial decisions and the stress triggers they cause will be reviewed. Furthermore, your therapist will teach you ways to stop you from responding in a way that's detrimental to your health by:
----> teaching you how to view situations from a different and more positive perspective
----> changing your negative thought processes into rational ones
----> focusing on the now rather than could bes and should bes
A New Way Of Thinking
Specialized financial therapy is somewhat of a new phenomenon in the counseling world. What’s different about this type of therapy is that practitioners are multi-skilled as they are part therapist and part financial advisor, aiding them will all the skills they need to help you overhaul the way you react when reviewing your personal finances. In depth questions are asked both face to face and via a written questionnaire to determine how you react and feel about money. Some of these questions may include:
----> How do you feel about your finances at the end of the month once your bills and expenses have been paid off?
----> If you suddenly lost your job, how would you financially cope?
----> What factor does debt play in your life?
Anxiety caused by money worries is a serious issue for millions of individuals, therefore, taking action to tackle and change the way you process these thoughts is a must. Getting to the root cause of your issues with the help of a counselor is a must, while changing your attitude and behavior is a challenge you should be prepared to undertake. Therapies such as cognitive behavioral therapy and financial therapy should form part of your treatment to help you deal with your anxieties and way of thinking too.
Written by: Lucy Wyndham