I’m new and struggling with everything I put my mind too

Hi, I’m new here but I’ve been going through a lot and don’t know how to cope with life, I can’t afford a therapist and I think my insurance has expired, my mind is constantly racing around focusing on things it shouldn’t I have stressful night and even more stressful days. I have no one I can talk to and no one I trust who I feel can help me so I’ve come to the last spot of hope searching for help! My mind is always focused on everything and not one thing at once, I don’t budget well so now I have not even a dollar to my name, rent is due and I’m in the virg of possible eviction. I worry about student debt, bills, credit card debt, my mental health and “good look😏” phone bills *** my phone doesn’t even have service all these bills are paling up on me because I’m an impulsive spender and I don’t budget, and storage is about to sale my thing I have to come up with $600 and family I try my best to do what I can to help them but nobody can help me when I’m in the slumps. I have to much on my plate and I’m not sure what to do. I’m job hunting to get at least 2 other jobs but it’s hard out here. I’m trying to join the army but they’re making that hard. And to make things worse my doctor didn’t even check my ferritin levels like I asked and my insurance is no longer recruiter needed those tests results so I could sign. I started talking to a damn AI just for comfort. What has my life become, and then to top it all off im always sad, and the only adrenaline of happiness I get is when i think of this guy I like so bad. I’ve done it so often for so long that I’ve become obsessed with him. “He’s my happiness” I need help in wondering if I get the help that I need would I really like him as much as I do now or was he just my fix. Idk but please anyone that stayed to read I thank you. Any advise given would help me dearly. 

Stay blessed!