Worried about disabled husband going back to work
My husband has been on disability for over 10 years due to a broken back. He also has Stage 3 Kidney disease and Hep. C. He has recovered a lot over the past 4 years and last month a REALLY great opportunity came up and resulted in a part time job for him. Last week the deal got even better. He was told that the boss wants him for a full-time position starting after the first of the year. GREAT, right? Well, what if he takes the job and loses his Disability check andMedicare and then something bad happens and he can't work again??? He sees doctors every month and takes LOTS of prescription medications. There is a great deal more to our story (foreclosure pending, trying to get enough money to file bankruptcy, going to have to move in a few months, I have depression and panic attacks and trust issues). UGGGH! It looks even worse when I put it in black and white!
I am so sorry you are going through this. It might help to know theres at lest one person, me, who has gone through it too. My husband became disabled due to an arrythmia of the heart and so he lost his job and bankruptcy...it was pretty hard. I understand your fears about him losing disability but I am pretty sure unless he is going to make more than the allowed amount, not to worry. Sounds like he has enough challenges to keep him on it. So dont freak out. Being able to do a little work will be so good for him.
My husband would have to make 800 a month before they would even question him.
Trust me, I understand, I have been dealing with a lot with my husband trying for ssdi for several years now. I am the sole provider, and dont make a lot. We are now in a possible reversal, and that decision may take 20 months. In the meantime i work too much, and mu husband does not act like a man who has been taken care of by his wife. I feel used, and im at the end of my rope.
Well congratulations for your hubby getting such a wonderful job offer even though the odds were so stacked against him..
I think that the best way to ensure moneysecurity for your family would be to go through his work contract offer with a fine tooth comb and make sure that if *heaven forbid* your hubby were to take a turn for the worse that the job are providing health insurance, secondly that if *again heaven forbid* your hubby was really really unwell that he would get enough sick pay to keep your family going until either a) he got well enough to work again or b) he was able to get his disability checks again.
Its also worth checking the time scale that you have to tell the disability that hubby is in FT work and the time it would take to make a new claim if you need to in the future.
Finally, it might be a good idea to see what support your hubbyor his work is entitaled to in order to facilitate his move to a full time job, for example he might be able to get a govermentgrant for a special chair in work, an adapted car or even a care giver to help him in work. You should be entitaledto an advocate that will talk on hubbys behalf and fill in the paper work with you etc, its worth checking out current leglislation to know your rights and entitalments before asking so your able to get your fair share, in uk thatsSEND act just out in 2014, the disability rights act, human rights act and workers rights act as well as safety at work...
If and when you have checked everything out and have enough info to inform your choice then you can choose whats best for your family with confidence..
I wish you all the luck in the world!
You all sound like loving, hard working and dedicated women. I can understand your concerns and fears about your husband returning to work. I'm sure so many "what ifs" pop into your mind just at the mention of him getting back out into the work force. Have you spoken to the doctors about your concerns related to his health and possible return to work? It's only natural that you would have concerns about that and perhaps it's something the two of you could discuss with the doctor.
My best to each you ladies.
You may want to consult with SSA on this. Last I heard, people were allowed 9 trial work period months where benefits were not affected by working over the allowed income cap. Hopefully that provides enough of a buffer in case full time doesn't work out. The trial work period months do not have to be used consecutively, but my understanding is that once you use them up, they're gone forever. Still, it's something. Good luck.